If this kind of stuff didn't happen I would have nothing to blog about.

Thanks to the war on some drugs and the infinite wisdom of our federal government I am forced to drive to my son's doctors office every 3 1/2 weeks to get a paper prescription and take it to the pharmacy and wait for an hour for his medication. The government does not allow refills even though there is a good chance he will be taking it into adulthood. The doctor cannot call in to the pharmacy either. I have to call the doctor, get him to fill out a script and physically drive 20 miles to get it and drop it off.

I have been through all the stages of anger, denial and all that other crap so finally I'm at acceptance. So, I'm driving to the pediatrician in 8:30 am traffic and there is a line of cars in the left lane waiting at an intersection to turn left. I'm in the right lane which is clear and I'm proceeding through the green light when all of the sudden one of the cars in the left lane decides they are tired of waiting behind all those cars, guns their car into my lane and side swipes me. I tried to avoid the wreck but there was no place to go.

I drove through the intersection and there is no place to pull over, no driveways, parking lots or side streets. The car that hit me pulls up behind and we get out and it's a 20 something heavy set woman dressed in a bathrobe and fuzzy house slippers. She has a coffee in one hand and a cell phone in the other. She is crying. Arrgg! That's the last thing I want to deal with. I take a glance at my truck and the damage looks minimal - just a few scratches. I almost said screw it and let her go but then I look down and noticed she had ripped the running board off the drivers side of my vehicle. The other driver then says, " this is my boyfriend's car and he is going to kill me". At that point I'm almost hoping that he will. I noticed angry motorists are whizzing by at full speed, annoyed at the fact that we are blocking a lane of traffic at rush hour.

We exchange insurance info and all of the sudden the woman gets on the phone with her boyfriend and starts her waterworks and histrionics in the middle of the damned street during the rush hour.

I quickly jot down her info and take off before I become road pizza. My town has some of the worst drivers in the universe by the way, and I don't want to become another statistic.

Pissed off, annoyed, perturbed and such, I finish my errands and call the other drivers insurance. They are pretty efficient. I get a claim number, an appointment for an estimate and a claims adjuster assigned. Listening to his voice mail greeting I notice that he a lispy little fellow by the name of "Chance". Mr fruity pants doesn't answer his phone or return his messages I soon found out. I finally called his phone every 15 min for 6 hours straight until he picks up. I asked him, "where is my damn money bitch ass?" Well not exactly in those words, I was holding the profanity in reserve depending on what he told me.

"Wellll it seems" he lisped in a sing song voice," that there is a discrepancy between your story and the other drivers account of the accident". I will have to talk to my manager. Thank you good bye" and the fucker hangs up on me. I was really pissed off that I was cut off before I could launch my verbal tirade at this fudge packer. I figured that this wasn't good for my blood pressure. Having other matters to attend to, I got busy and thought they would eventually call me when they got it straightened out.

Nope. I let a week go by. I then tried calling fruity pants back several times, got fed up and got a floor manager on the phone and laid into him. I told him he had a loser piece of shit working for him. This manager tells me Mr. Chance is sitting at the next desk and I'm on speaker phone.

I said I don't give a rats ass, I have called and left 10 messages about the status of my claim and he has not responded, is this how your company does business?"

The manager apologized, took the phone off speaker and told me my claim is approved and set up an appointment and a rental car.

Now was that so freaking difficult?

Do people really give up when faced with big companies that stall, lie and try to finagle their way out of paying what they owe? Is this the way insurance companies do business? I guess so.